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The Best Online Will Makers for Unmarried Couples in 2026

If you are not married, your partner inherits nothing automatically. A will is the document that fixes that. Here are the online tools worth using, who each one is for, and the documents a will alone does not cover.

UnmarriedCouple.com Editorial TeamLast reviewed October 2026

For most unmarried couples, Trust & Will ($199, or $299 for a couple) is the best balance of ease and features, and its Will Plan already includes the power of attorney, living will and HIPAA release a partner needs. Quicken WillMaker is the best one-time buy for two: the $149 Plus plan adds the power of attorney and living trust that the $109 Starter plan leaves out, and one purchase can make documents for up to five family members. It is not usable in Louisiana. Pick Rocket Lawyer ($149 a year) if you also need a cohabitation agreement or attorney help, and FreeWill if your estate is simple and your budget is zero. Prices verified October 2026.

How we make money. If a link below is a partner link and you buy or sign up through it, we may earn a small commission at no extra cost to you. It never changes our rankings or what we recommend, and we only list things we would point a friend to. See our editorial & sourcing policy.

The short version

  • Default law leaves your partner out. With no marriage and no will, state intestacy rules pass everything to blood relatives. Your partner can get nothing, even after decades together.
  • A will is necessary but not sufficient. You also want a durable financial power of attorney, a healthcare directive with a HIPAA release, and up-to-date beneficiary designations, because a will does not control who makes decisions while you are alive.
  • Trust & Will is our overall pick for couples who want a clean, guided will plus easy partner-as-beneficiary setup.
  • Online wills fit simple estates. Blended families, business interests, or estates near the federal or state tax thresholds usually need an attorney, not a template.
  • Witnessing and notary rules vary by state. The tool drafts the document; you still have to sign it correctly for it to be valid.

Why an unmarried partner needs a will more than a spouse does

A married person who dies without a will is protected by the law: in most states, intestacy rules send a large share of the estate to the surviving spouse. An unmarried partner has no such backstop. If you die without a will, your state treats your partner as a legal stranger, and your assets pass to your closest blood relatives under intestate succession: parents, siblings, then more distant kin. The usual order puts a surviving spouse and children first, then parents and siblings, and a partner you never married is not on that list, no matter how long you were together or whose name is on the rent. (If your state offers a civil union or registered domestic partnership and you have registered, ask your state or an attorney what inheritance rights it gives you.)

That is the entire reason this category matters for couples like you. A will is the one document that overrides the default and lets you leave what you want to the person you actually share a life with. If you want the legal background first, read what happens when an unmarried partner dies without a will and our estate-planning checklist for unmarried couples.

The expensive mistake: assuming a joint bank account or "common-law marriage" will protect your partner. Most states have abolished common-law marriage, and jointly held assets only cover what is actually titled jointly. Everything in your sole name still follows intestacy without a will.

Quick comparison

Trust & Will
Best for
Overall
Price (Oct 2026)
$199 will · $499 trust
Couple pricing
$299 couples will · $599 couples trust
POA + directive
Included in Will Plan
Visit
LegalZoom
Best for
Attorney support
Price (Oct 2026)
$129 basic will · $149 Pro
Couple pricing
$229 basic · $249 Pro · $399 Premium
POA + directive
From the $149 Pro Will
Visit
Quicken WillMaker
Best for
One-time buy for two
Price (Oct 2026)
$149 Plus · $109 Starter
Couple pricing
One purchase, up to 5 family members
POA + directive
Plus plan only (Starter has the directive, no POA)
Visit
Rocket Lawyer
Best for
More documents
Price (Oct 2026)
$149 / yr or $34.99 / mo (7-day trial)
Couple pricing
Unlimited documents on any plan
POA + directive
POA document available
Visit
FreeWill
Best for
Free, simple estates
Price (Oct 2026)
$0
Couple pricing
$0, each makes their own
POA + directive
Free directive and financial POA
Visit
LawDepot
Best for
Budget templates
Price (Oct 2026)
$35 / mo or $107.88 / yr (estate documents)
Couple pricing
Unlimited estate documents on subscription
POA + directive
Separate POA document available
Visit

Every price checked on each provider’s own pricing page on October 18, 2026. Vendors change prices, so confirm at checkout.

The best online will makers for unmarried couples

Every tool below can produce a valid will that names your partner. They differ on price model, how much hand-holding you get, and whether they also generate the power of attorney and healthcare directive that matter just as much for couples without marriage rights.

Editor’s pick

#1 · Best overall

Trust & Will

Guided online wills and living trusts

$199Will Plan · couples $299 · Trust Plan $499, couples $599 (verified October 2026)

Best for: Couples who want a clean, guided will and an easy way to name a partner as beneficiary and executor.

  • Plain-English guided flow, finish in one sitting
  • Name anyone as beneficiary or executor, partner included
  • Will Plan includes the living will, HIPAA authorization and financial POA
  • Couples Will Plan is $299, only $100 more than one plan

Pros

  • Clean, guided interface
  • Couple-friendly, no marriage assumptions
  • The extra documents unmarried couples need are in the base price

Cons

  • Pricier than free tools
  • Optional membership renews at $49/yr
  • Trust plan is a meaningful step up at $499

Buy it if you want the smoothest guided experience and may add a trust or POA later.

Skip it if your estate is very simple and you only need a basic will at zero cost.

Start your will at Trust & Will

Price checked, confirm the current rate on the provider’s site

#2 · Best with attorney support

LegalZoom

Established online legal services brand

$129Basic Will · Pro $149 · Premium $299 · couples $229 / $249 / $399 (verified October 2026)

Best for: People who want a recognizable brand and the option to talk to an attorney during the process.

  • Will and living trust packages
  • Pro Will ($149) adds the healthcare directive, medical and financial POA and HIPAA authorization that Basic leaves out
  • Unlimited 30-minute attorney consultations on Pro (30 days) and Premium (1 year)
  • Couples bundle at $229 for two basic wills, $249 for two Pro plans

Pros

  • Attorney access option
  • Handles wills and trusts
  • Strong brand trust

Cons

  • Attorney-consult tiers auto-renew: $25/mo after Pro’s 30 days, $199/yr after Premium’s first year
  • Interface less modern than Trust & Will

Buy it if you value attorney access and a well-known name.

Skip it if you want the lowest price or the simplest flow.

See LegalZoom will plans

Price checked, confirm the current rate on the provider’s site

#3 · Best value for a couple

Quicken WillMaker & Trust

Desktop and online software from Nolo

$149Plus plan, the tier with the POA and living trust · Starter $109 · All Access $219 · optional $39.99/yr after year one (verified October 2026)

Best for: DIY couples who want the will, power of attorney, healthcare directive and living trust for both partners in one purchase.

  • Plus plan: will, healthcare directive, durable POA, living trust and transfer-on-death deed (most states), plus a PC/Mac download
  • The $109 Starter plan covers only the will, healthcare directive and final arrangements, with no POA or trust
  • Up to five of each document for you and your “immediate family” at no extra charge (Nolo does not define whether that includes an unmarried partner)
  • Free revisions for the first year, backed by Nolo’s legal editors

Pros

  • One-time price, no subscription required
  • Living trust included on Plus at no extra cost
  • Trusted legal publisher

Cons

  • Not for Louisiana residents: Nolo says WillMaker does not address Louisiana’s estate planning law
  • Online access ends 90 days after the revision year unless you pay $39.99 to extend, so save your finished documents
  • Less hand-holding than Trust & Will

Buy it if you both want all the key documents, including a living trust, done for one price.

Skip it if you live in Louisiana, or you want a guided web flow or live support.

Get Quicken WillMaker

Price checked, confirm the current rate on the provider’s site

#4 · Best if you need more than a will

Rocket Lawyer

Subscription legal documents and attorney access

$149/yrStandard membership ($12.41/mo billed yearly, or $34.99 month to month) · 7-day free trial (verified October 2026)

Best for: Couples who also need a cohabitation agreement, POA, or other documents, not just a will.

  • Unlimited documents and e-signatures on every plan
  • Cohabitation agreement and power of attorney documents available
  • Live attorney consultations on the higher tiers (Plus $249/yr, Pro $349/yr); Standard includes 12 Ask an Attorney questions
  • 7-day free trial covers your first documents

Pros

  • Great if you need several documents this year
  • Attorney Q&A available
  • Trial lets you draft before paying

Cons

  • Subscription: on annual billing, cancel in the trial window or it bills for the year
  • Overkill for a single will

Buy it if you need a will plus a cohabitation agreement or other legal docs this year.

Skip it if you only need one will and nothing else.

Try Rocket Lawyer

Price checked, confirm the current rate on the provider’s site

#5 · Best free option

FreeWill

Free online wills, funded by nonprofit partners

Freegenuinely $0, no card required (verified October 2026)

Best for: Couples with simple estates who want a valid will at no cost as a starting point.

  • Free will, advance healthcare directive and financial power of attorney, no credit card asked
  • Quick guided questionnaire
  • Name a partner as beneficiary
  • Funded by 2,400+ nonprofits hoping you add an optional charitable bequest

Pros

  • Costs nothing
  • Fast and simple
  • Says it never sells your personal data

Cons

  • Limited to simpler estates
  • Living trust offered only to California residents
  • Fewer advanced estate features than the paid kits

Buy it if your situation is straightforward and budget is the priority.

Skip it if you need a trust outside California, or complex bequests.

Make a free will at FreeWill

Price checked, confirm the current rate on the provider’s site

#6 · Best budget templates

LawDepot

Low-cost legal document templates

$35/moestate planning access, or $107.88/yr · single documents $7.50 to $119 · free trial renews at $49/mo (verified October 2026)

Best for: People comfortable filling in templates who want the cheapest paid route to several documents.

  • Last will plus many other templates
  • Cohabitation agreement available
  • Per-document or subscription options
  • Straightforward fill-in flow

Pros

  • Cheap for multiple documents
  • Wide template library
  • No long commitment on per-document pricing

Cons

  • Less guidance
  • The free 7-day trial renews at $49 a month for all documents unless you cancel
  • Monthly and yearly plans renew automatically

Buy it if you want the lowest paid price and are comfortable with templates.

Skip it if you want guidance, polish, or attorney input.

Browse LawDepot templates

Price checked, confirm the current rate on the provider’s site

Also on the radar: GoodTrust and U.S. Legal Wills appear in other roundups. We have not verified their partner-beneficiary flows or current pricing on their own sites, so they sit outside the ranked list rather than getting a guessed rating or price.

Can unmarried couples use the cheaper "couples" plans?

This decides whether you pay once or twice. On the vendors’ own pricing pages, checked October 2026, the couples tiers are labeled Couple, not spouse. Trust & Will’s couples Will Plan is $299, exactly $100 more than one $199 plan, and its couples Trust Plan is $599 against $499. LegalZoom’s couples bundles are $229 (Basic), $249 (Pro) and $399 (Premium), against $129, $149 and $299 for one person. Quicken WillMaker works differently: Nolo lets you make up to five of each document for yourself and your immediate family, so one $149 Plus purchase can cover the will, power of attorney, directive and trust for both of you. Pick Plus, not the $109 Starter, because Starter has no power of attorney or trust. One hedge: Nolo’s wording says “immediate family” without defining it, so the coverage for an unmarried partner comes from a family license rather than an explicit unmarried-couples clause.

Nothing on any of these pricing pages restricts the couples tier to married partners. We have not run every signup flow end to end, so if a flow ever assumes spouses, the fallback is painless and legally identical: buy two individual wills.

Two wills, mirror wills, or a joint will?

Make two separate wills. A joint will, one document covering both of you, is inflexible after the first death and most modern tools will not even produce one. What couples actually want is a pair of mirror wills: two individual documents with reciprocal terms, each naming the other partner as primary beneficiary and executor, each signed and witnessed on its own. The couples tiers above sell two individual wills together at a discount (LegalZoom’s couple plans, for example, list “2 Last will & testaments”).

The unmarried-specific wrinkle: name a backup beneficiary. If you die together in an accident and your will leaves everything to your partner with no alternate named, your estate falls straight back into the intestacy rules you were trying to escape.

A will is one of five documents every unmarried couple needs

A will only takes effect when you die, and it only controls assets that pass through your estate. For unmarried partners, four other documents matter just as much, because without marriage you have no automatic authority over each other while you are alive.

The unmarried-couple estate kit

  • Will: directs who inherits your estate. Names your partner, who would otherwise get nothing.
  • Durable financial power of attorney: lets your partner manage money and bills if you are incapacitated. The durable wording is what keeps it valid after incapacity.
  • Healthcare directive / medical proxy: names your partner as the health care proxy who makes medical decisions when you cannot. Without one, your state’s default rules decide who speaks for you, so do not assume it will be your partner.
  • HIPAA authorization: the hospital privacy release. The HIPAA rule lets providers share information with someone involved in your care, but it does not require them to. A signed release removes the doubt.
  • Beneficiary designations: retirement accounts and life insurance usually pay out to the person named on the beneficiary form, not under your will. Keep your partner named and current, and confirm with each plan or insurer.

Buy the bundle, not just the will

Trust & Will includes the living will, HIPAA authorization and financial POA in its base $199 Will Plan. LegalZoom adds them from the $149 Pro Will, not the $129 Basic. At Quicken WillMaker the durable POA comes with the $149 Plus plan, not the $109 Starter. FreeWill offers a free healthcare directive and financial POA alongside its will. For an unmarried couple the bundle is the point, not an upsell.

Why a will leaving everything to a partner can be challenged

When an unmarried person leaves an estate to a partner, the people disinherited by that will, usually parents and siblings, are exactly the people with legal standing to challenge it. Undue-influence claims against a surviving partner are a classic probate fight. You cannot make a will contest-proof, but you can harden it: follow your state’s witnessing rules to the letter, ask whether your state allows a self-proving affidavit (a notarized witness statement that can make the will easier to admit to probate), keep the document current after big life changes, and consider a no-contest clause where your state enforces them. Better still, move what you can outside the will entirely. A transfer-on-death deed passes property to the named beneficiary without probate, joint ownership with right of survivorship gives the surviving owner the whole asset, and beneficiary designations work the same way for many accounts. Ask an attorney in your state which of these are available to you.

Our honest line: if your family is openly hostile to your partner, or the estate is large, a $200 online will is the wrong tool. That is attorney territory.

When to skip the software and hire an attorney

  • Your estate is near the federal or your state estate-tax threshold.
  • You have a blended family, minor children, or potential will contests.
  • You own a business, rental property, or assets in multiple states.
  • You want a trust with specific control over how and when a partner inherits.

How we chose (and what we did not do)

We compared each tool on the four things that matter specifically when you are not married: (1) you can name a non-spouse partner as beneficiary and executor without workarounds, (2) the tool produces the financial POA, healthcare directive and HIPAA release that unmarried partners have no default rights without, (3) the couples tier is open to unmarried couples, and (4) honest pricing. Every price on this page was checked on the provider’s own pricing page on October 18, 2026. Where a tier leaves out a document, we say which tier adds it, and we show no star ratings because we have not independently verified them. We do not accept payment for placement.

The bottom line

If you want one recommendation: Trust & Will is the best starting point for most unmarried couples, with the cleanest flow, partner-as-beneficiary setup, and the POA, living will and HIPAA release already in the $199 plan ($299 for both of you). Pick Quicken WillMaker if you want a one-time purchase that covers you both, living trust included: choose the $149 Plus plan, because the $109 Starter has no power of attorney, and skip it if you live in Louisiana. Rocket Lawyer if you also need a cohabitation agreement, FreeWill if your estate is simple and free is the goal. Whatever you choose, do the will and the power of attorney together, and both partners sign their own.
Start your will at Trust & Will

Common questions

Can an unmarried partner inherit without a will?

Usually no. Without a will, state intestacy law passes your estate to blood relatives, not your partner. A will is what makes your partner an heir. See our full guide.

Can unmarried couples buy the cheaper couples plans?

Yes, as far as each vendor’s own pricing page shows (checked October 2026). Trust & Will ($299 for two wills) and LegalZoom ($229 for two basic wills) label them couple plans, not spouse plans, and Quicken WillMaker lets one purchase cover documents for up to five family members. If any signup flow ever assumes spouses, two individual wills achieve exactly the same thing.

We have been together for years. Does common-law marriage protect us?

Almost certainly not. Years under one roof do not turn into a marriage on their own. Cornell’s Legal Information Institute notes that mere cohabitation is not enough and that most states have abolished common-law marriage. The few states that still allow it require more than living together, so confirm the rules with your state’s courts or an attorney before relying on it. If you have chosen not to marry, plan as if no marriage exists, which is exactly why the will matters.

Is an online will legally valid?

Yes, if it meets your state’s signing rules. The tool drafts the document, but you must sign it with the required witnesses and, in some states, a notary. Follow the signing instructions exactly.

Should we each make our own will or a joint one?

Make separate, mirror-image wills. Joint wills are inflexible and can cause problems later. Each partner names the other and signs their own.

Do we also need a power of attorney?

Yes. A will does nothing while you are alive. A durable financial POA and a healthcare directive let your partner act for you if you are incapacitated, which is critical when you have no marriage rights.

What about our retirement accounts and life insurance?

They usually pay out to whoever is named on the beneficiary form, not under your will. Name your partner directly on each account, keep it current, and confirm the rules with each plan administrator or insurer, because an outdated form can send the money to someone else.

Is a free will good enough?

For a simple estate, often yes. If you own property, want a trust, or have a blended family, a paid tool or an attorney is usually worth it.

Can these tools make a cohabitation agreement too?

Some can. Rocket Lawyer and LawDepot offer cohabitation agreements; dedicated will tools like Trust & Will and FreeWill focus on estate documents.

How often should we update our wills?

Review after any major change: buying property together, a new child, a move to another state, or a breakup. At minimum, glance at them every few years.

Sources & further reading

Keep reading