USA · Estate planning
The Best Online Will Makers for Unmarried Couples in 2026
If you are not married, your partner inherits nothing automatically. A will is the document that fixes that. Here are the online tools worth using, who each one is for, and the documents a will alone does not cover.
For most unmarried couples, Trust & Will ($199, or $299 for a couple) is the best balance of ease and features, and its Will Plan already includes the power of attorney, living will and HIPAA release a partner needs. Quicken WillMaker is the best one-time buy for two: the $149 Plus plan adds the power of attorney and living trust that the $109 Starter plan leaves out, and one purchase can make documents for up to five family members. It is not usable in Louisiana. Pick Rocket Lawyer ($149 a year) if you also need a cohabitation agreement or attorney help, and FreeWill if your estate is simple and your budget is zero. Prices verified October 2026.
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The short version
- Default law leaves your partner out. With no marriage and no will, state intestacy rules pass everything to blood relatives. Your partner can get nothing, even after decades together.
- A will is necessary but not sufficient. You also want a durable financial power of attorney, a healthcare directive with a HIPAA release, and up-to-date beneficiary designations, because a will does not control who makes decisions while you are alive.
- Trust & Will is our overall pick for couples who want a clean, guided will plus easy partner-as-beneficiary setup.
- Online wills fit simple estates. Blended families, business interests, or estates near the federal or state tax thresholds usually need an attorney, not a template.
- Witnessing and notary rules vary by state. The tool drafts the document; you still have to sign it correctly for it to be valid.
On this page
- 01Why an unmarried partner needs a will
- 02Quick comparison
- 03The best online will makers
- 041. Trust & Will · best overall
- 052. LegalZoom · best with attorney support
- 063. Quicken WillMaker · best one-time software
- 074. Rocket Lawyer · best if you need more docs
- 085. FreeWill · best free option
- 096. LawDepot · best budget templates
- 10Can unmarried couples use the couples plans?
- 11Two wills, mirror wills, or joint?
- 12The five documents every couple needs
- 13The will-contest risk
- 14When to hire an attorney
- 15How we chose
Why an unmarried partner needs a will more than a spouse does
A married person who dies without a will is protected by the law: in most states, intestacy rules send a large share of the estate to the surviving spouse. An unmarried partner has no such backstop. If you die without a will, your state treats your partner as a legal stranger, and your assets pass to your closest blood relatives under intestate succession: parents, siblings, then more distant kin. The usual order puts a surviving spouse and children first, then parents and siblings, and a partner you never married is not on that list, no matter how long you were together or whose name is on the rent. (If your state offers a civil union or registered domestic partnership and you have registered, ask your state or an attorney what inheritance rights it gives you.)
That is the entire reason this category matters for couples like you. A will is the one document that overrides the default and lets you leave what you want to the person you actually share a life with. If you want the legal background first, read what happens when an unmarried partner dies without a will and our estate-planning checklist for unmarried couples.
Quick comparison
| Tool | Best for | Price (Oct 2026) | Couple pricing | POA + directive | |
|---|---|---|---|---|---|
| Trust & Will | Overall | $199 will · $499 trust | $299 couples will · $599 couples trust | Included in Will Plan | Visit |
| LegalZoom | Attorney support | $129 basic will · $149 Pro | $229 basic · $249 Pro · $399 Premium | From the $149 Pro Will | Visit |
| Quicken WillMaker | One-time buy for two | $149 Plus · $109 Starter | One purchase, up to 5 family members | Plus plan only (Starter has the directive, no POA) | Visit |
| Rocket Lawyer | More documents | $149 / yr or $34.99 / mo (7-day trial) | Unlimited documents on any plan | POA document available | Visit |
| FreeWill | Free, simple estates | $0 | $0, each makes their own | Free directive and financial POA | Visit |
| LawDepot | Budget templates | $35 / mo or $107.88 / yr (estate documents) | Unlimited estate documents on subscription | Separate POA document available | Visit |
Every price checked on each provider’s own pricing page on October 18, 2026. Vendors change prices, so confirm at checkout.
The best online will makers for unmarried couples
Every tool below can produce a valid will that names your partner. They differ on price model, how much hand-holding you get, and whether they also generate the power of attorney and healthcare directive that matter just as much for couples without marriage rights.
Editor’s pick
#1 · Best overall
Trust & Will
Guided online wills and living trusts
Best for: Couples who want a clean, guided will and an easy way to name a partner as beneficiary and executor.
- Plain-English guided flow, finish in one sitting
- Name anyone as beneficiary or executor, partner included
- Will Plan includes the living will, HIPAA authorization and financial POA
- Couples Will Plan is $299, only $100 more than one plan
Pros
- Clean, guided interface
- Couple-friendly, no marriage assumptions
- The extra documents unmarried couples need are in the base price
Cons
- Pricier than free tools
- Optional membership renews at $49/yr
- Trust plan is a meaningful step up at $499
Buy it if you want the smoothest guided experience and may add a trust or POA later.
Skip it if your estate is very simple and you only need a basic will at zero cost.
Price checked, confirm the current rate on the provider’s site
#2 · Best with attorney support
LegalZoom
Established online legal services brand
Best for: People who want a recognizable brand and the option to talk to an attorney during the process.
- Will and living trust packages
- Pro Will ($149) adds the healthcare directive, medical and financial POA and HIPAA authorization that Basic leaves out
- Unlimited 30-minute attorney consultations on Pro (30 days) and Premium (1 year)
- Couples bundle at $229 for two basic wills, $249 for two Pro plans
Pros
- Attorney access option
- Handles wills and trusts
- Strong brand trust
Cons
- Attorney-consult tiers auto-renew: $25/mo after Pro’s 30 days, $199/yr after Premium’s first year
- Interface less modern than Trust & Will
Buy it if you value attorney access and a well-known name.
Skip it if you want the lowest price or the simplest flow.
Price checked, confirm the current rate on the provider’s site
#3 · Best value for a couple
Quicken WillMaker & Trust
Desktop and online software from Nolo
Best for: DIY couples who want the will, power of attorney, healthcare directive and living trust for both partners in one purchase.
- Plus plan: will, healthcare directive, durable POA, living trust and transfer-on-death deed (most states), plus a PC/Mac download
- The $109 Starter plan covers only the will, healthcare directive and final arrangements, with no POA or trust
- Up to five of each document for you and your “immediate family” at no extra charge (Nolo does not define whether that includes an unmarried partner)
- Free revisions for the first year, backed by Nolo’s legal editors
Pros
- One-time price, no subscription required
- Living trust included on Plus at no extra cost
- Trusted legal publisher
Cons
- Not for Louisiana residents: Nolo says WillMaker does not address Louisiana’s estate planning law
- Online access ends 90 days after the revision year unless you pay $39.99 to extend, so save your finished documents
- Less hand-holding than Trust & Will
Buy it if you both want all the key documents, including a living trust, done for one price.
Skip it if you live in Louisiana, or you want a guided web flow or live support.
Price checked, confirm the current rate on the provider’s site
#4 · Best if you need more than a will
Rocket Lawyer
Subscription legal documents and attorney access
Best for: Couples who also need a cohabitation agreement, POA, or other documents, not just a will.
- Unlimited documents and e-signatures on every plan
- Cohabitation agreement and power of attorney documents available
- Live attorney consultations on the higher tiers (Plus $249/yr, Pro $349/yr); Standard includes 12 Ask an Attorney questions
- 7-day free trial covers your first documents
Pros
- Great if you need several documents this year
- Attorney Q&A available
- Trial lets you draft before paying
Cons
- Subscription: on annual billing, cancel in the trial window or it bills for the year
- Overkill for a single will
Buy it if you need a will plus a cohabitation agreement or other legal docs this year.
Skip it if you only need one will and nothing else.
Price checked, confirm the current rate on the provider’s site
#5 · Best free option
FreeWill
Free online wills, funded by nonprofit partners
Best for: Couples with simple estates who want a valid will at no cost as a starting point.
- Free will, advance healthcare directive and financial power of attorney, no credit card asked
- Quick guided questionnaire
- Name a partner as beneficiary
- Funded by 2,400+ nonprofits hoping you add an optional charitable bequest
Pros
- Costs nothing
- Fast and simple
- Says it never sells your personal data
Cons
- Limited to simpler estates
- Living trust offered only to California residents
- Fewer advanced estate features than the paid kits
Buy it if your situation is straightforward and budget is the priority.
Skip it if you need a trust outside California, or complex bequests.
Price checked, confirm the current rate on the provider’s site
#6 · Best budget templates
LawDepot
Low-cost legal document templates
Best for: People comfortable filling in templates who want the cheapest paid route to several documents.
- Last will plus many other templates
- Cohabitation agreement available
- Per-document or subscription options
- Straightforward fill-in flow
Pros
- Cheap for multiple documents
- Wide template library
- No long commitment on per-document pricing
Cons
- Less guidance
- The free 7-day trial renews at $49 a month for all documents unless you cancel
- Monthly and yearly plans renew automatically
Buy it if you want the lowest paid price and are comfortable with templates.
Skip it if you want guidance, polish, or attorney input.
Price checked, confirm the current rate on the provider’s site
Also on the radar: GoodTrust and U.S. Legal Wills appear in other roundups. We have not verified their partner-beneficiary flows or current pricing on their own sites, so they sit outside the ranked list rather than getting a guessed rating or price.
Can unmarried couples use the cheaper "couples" plans?
This decides whether you pay once or twice. On the vendors’ own pricing pages, checked October 2026, the couples tiers are labeled Couple, not spouse. Trust & Will’s couples Will Plan is $299, exactly $100 more than one $199 plan, and its couples Trust Plan is $599 against $499. LegalZoom’s couples bundles are $229 (Basic), $249 (Pro) and $399 (Premium), against $129, $149 and $299 for one person. Quicken WillMaker works differently: Nolo lets you make up to five of each document for yourself and your immediate family, so one $149 Plus purchase can cover the will, power of attorney, directive and trust for both of you. Pick Plus, not the $109 Starter, because Starter has no power of attorney or trust. One hedge: Nolo’s wording says “immediate family” without defining it, so the coverage for an unmarried partner comes from a family license rather than an explicit unmarried-couples clause.
Nothing on any of these pricing pages restricts the couples tier to married partners. We have not run every signup flow end to end, so if a flow ever assumes spouses, the fallback is painless and legally identical: buy two individual wills.
Two wills, mirror wills, or a joint will?
Make two separate wills. A joint will, one document covering both of you, is inflexible after the first death and most modern tools will not even produce one. What couples actually want is a pair of mirror wills: two individual documents with reciprocal terms, each naming the other partner as primary beneficiary and executor, each signed and witnessed on its own. The couples tiers above sell two individual wills together at a discount (LegalZoom’s couple plans, for example, list “2 Last will & testaments”).
A will is one of five documents every unmarried couple needs
A will only takes effect when you die, and it only controls assets that pass through your estate. For unmarried partners, four other documents matter just as much, because without marriage you have no automatic authority over each other while you are alive.
The unmarried-couple estate kit
- Will: directs who inherits your estate. Names your partner, who would otherwise get nothing.
- Durable financial power of attorney: lets your partner manage money and bills if you are incapacitated. The durable wording is what keeps it valid after incapacity.
- Healthcare directive / medical proxy: names your partner as the health care proxy who makes medical decisions when you cannot. Without one, your state’s default rules decide who speaks for you, so do not assume it will be your partner.
- HIPAA authorization: the hospital privacy release. The HIPAA rule lets providers share information with someone involved in your care, but it does not require them to. A signed release removes the doubt.
- Beneficiary designations: retirement accounts and life insurance usually pay out to the person named on the beneficiary form, not under your will. Keep your partner named and current, and confirm with each plan or insurer.
Buy the bundle, not just the will
Why a will leaving everything to a partner can be challenged
When an unmarried person leaves an estate to a partner, the people disinherited by that will, usually parents and siblings, are exactly the people with legal standing to challenge it. Undue-influence claims against a surviving partner are a classic probate fight. You cannot make a will contest-proof, but you can harden it: follow your state’s witnessing rules to the letter, ask whether your state allows a self-proving affidavit (a notarized witness statement that can make the will easier to admit to probate), keep the document current after big life changes, and consider a no-contest clause where your state enforces them. Better still, move what you can outside the will entirely. A transfer-on-death deed passes property to the named beneficiary without probate, joint ownership with right of survivorship gives the surviving owner the whole asset, and beneficiary designations work the same way for many accounts. Ask an attorney in your state which of these are available to you.
When to skip the software and hire an attorney
- Your estate is near the federal or your state estate-tax threshold.
- You have a blended family, minor children, or potential will contests.
- You own a business, rental property, or assets in multiple states.
- You want a trust with specific control over how and when a partner inherits.
How we chose (and what we did not do)
The bottom line
Common questions
Can an unmarried partner inherit without a will?
Can unmarried couples buy the cheaper couples plans?
We have been together for years. Does common-law marriage protect us?
Is an online will legally valid?
Should we each make our own will or a joint one?
Do we also need a power of attorney?
What about our retirement accounts and life insurance?
Is a free will good enough?
Can these tools make a cohabitation agreement too?
How often should we update our wills?
Sources & further reading
- 1.Cornell Law School LII: intestate succession (what happens with no will)
- 2.Cornell Law School LII: common law marriage
- 3.Cornell Law School LII: power of attorney
- 4.HIPAA Privacy Rule, 45 CFR 164.510 (disclosures to people involved in your care)
- 5.IRS estate tax overview
- 6.Trust & Will plans and pricing (verified October 18, 2026)
- 7.Trust & Will: what the Will Plan includes
- 8.LegalZoom last-will pricing (verified October 18, 2026)
- 9.Quicken WillMaker pricing, plan contents and Louisiana FAQ (verified October 18, 2026)
- 10.Rocket Lawyer pricing (verified October 18, 2026)
- 11.Cornell Law School LII: durable power of attorney
- 12.Cornell Law School LII: health care proxy
- 13.Cornell Law School LII: transfer-on-death deed
- 14.Cornell Law School LII: right of survivorship
- 15.Rocket Lawyer power of attorney
- 16.LawDepot power of attorney
- 17.Rocket Lawyer cohabitation agreement
- 18.FreeWill (verified free, October 18, 2026)
- 19.LawDepot pricing (verified October 18, 2026)
- 20.LawDepot cohabitation agreement
Keep reading
Unmarried partner died without a will: can I inherit?
What intestacy law does to an unmarried partner, state by state.
Read guideEstate planning checklist for unmarried couples
The full document kit and the order to do it in.
Read guideWill vs trust for unmarried couples
When a simple will is enough and when a trust earns its cost.
Read guideNaming your partner as a beneficiary
The designations that override your will, and how to get them right.
Read guide